Buying a Condo

Buying a condominium in Thailand - 3 steps

STEP 1: Finding Real Estate in Thailand

Real Estate in Thailand has taken off in the past decade with more foreigners' wishing to retire in Thailand. You must consider the following:

  • Always make use of registered lawyers in Thailand
  • Always make use of reputable estate agents when taking advice on real estate in Thailand.
  • See the Thailand Real Estate Outlook, the glossary of Real Estate Terms and the Real Estate FAQs when you start your search for Real Estate in Thailand,
  • Be it in Bangkok, Pattaya or Hua Hin. Be aware that many of the problems that do arise from the purchase of a condo in Thailand can be avoided early on in the property search.
  • Do they allow animals in the condo?
  • You may also want to read up on Real Estate pitfalls in Thailand when going out on your search.
  • Ask the right questions to avoid costly litigation.

STEP 2: Consulting a Lawyer in Thailand

Buying any Real Estate in Thailand be it a house or a condo requires the services of a reputable law firm. Once you have decided which real estate you are going to purchase, always consult a lawyer before signing any documents. The following would be checked amongst other property services:

The considerations to bear in mind when you are buying a condo off plan:

See the compressed version on buying real estate and the common property problems in Thailand.

STEP 3: Mortgages in Thailand for Foreigners

Each year many people come here to enjoy their holidays in the comfort of a second home or their most treasured property investment in Thailand. See the excellent articles on Financing for Foreigners in Thailand.

Obtaining a mortgage to finance your purchase of property in Thailand is possible.

  • There are currently two banking institutions which provide mortgage bonds to foreigners. They are Bangkok Bank and United Overseas Bank (UOB). These mortgage bonds are concluded 'off-shore' at their Singapore branch.
  • The home loans they provide to foreigners are based in foreign currencies. Your home loan/mortgage bond would be provided in either Japanese Yen, Euro or US Dollar. The interest rates also vary with each currency. See the section on Mortgage Bond for Foreigners in Thailand by UOB and Home Loans for Foreigners by Bangkok Bank. Also check their conditions set for their loans as to how to obtain a mortgage bond in Thailand for yourself.

You can read more about the Mortgage Bond for Foreigners on our website.

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